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读书笔记·《富爸爸·富人的阴谋》

  • 2026-03-01 16:45:05
读书笔记·《富爸爸·富人的阴谋》
之前用微信读书看书，原本不打算充会员，结果看到自己想看的书因为没会员无法看，所以还是充了会员。
所以有一段时间中午吃完饭就看半个小时，断断续续看了好几本书。
一直想看社会经济相关的，专业的书籍好多专业名词一时半会难以理解，没看几页就想放弃。
《富爸爸·富人的阴谋》这本书总体还是很通俗的，就像书里提到的：简单的问题复杂化是一种依靠信息差获得利益的方式。但是能把复杂的事情简单化也是一种很强的能力。
这本书还是很值得读的，尽管书的内容一致强调风险，在我这个理工男看来觉得不可思议。但是它给出的内容和一些理念非常值得学习。
首先是银行系统，以前在书里看到说大萧条时，取款机取不出钱。我一直想不明白，市面上的流通现金要么在自己手里，要么在商家手里，还有一部分存在银行。按理来说每个人都能从银行取回自己的钱。
可是这样带来的问题就是钱太少经济发展缓慢，于是银行靠着用储户的钱放贷，带来经济的增长和繁荣。也因此带来了泡沫，因为银行背后的集团通过制定法律，让银行可以将储户的钱分多次贷款出去，也就是不停地空手套白狼。风险就是贷款对象遇到困难，银行回笼不到资金，储户取不出钱，整个系统就崩掉了。
看到书中提到这部分内容的时候非常震惊。
《疯狂动物城》第一部，狐狸和他的同伴利用兔子警官的同情心收获一个冰棒，然后他们把冰棒融化分成很多小份卖给了那群小鼠。整个空手套白狼玩得出神入化。
书里还提到了一个观点：
是的，如果害怕犯错，怎么能学到新的东西呢？
不管是学校还是家庭教育，过度的保护让培养对象失去了很多宝贵的机会。
学会骑自行车之前，必然会不停地翻车，没有这些翻车的意外，如何知道操控的边界。
其实这本书我认为还有一层含义，就是如何突破自己的信息茧房，缩短自己和目标的距离，增强收益的效率。
不过，面对竞争激烈的当下，许多人已经被工作压榨的精力所剩无几了。
那么你是如何突破的呢？
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  139. /yingpanguazai/ssd/ssd1/www/no.67808.cn/runtime/temp/6df755f970a38e704c5414acbc6e8bcd.php ( 12.06 KB )
  140. /yingpanguazai/ssd/ssd1/www/no.67808.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.001041s ] mysql:host=127.0.0.1;port=3306;dbname=no_67808;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001803s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000778s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000726s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001567s ]
  6. SELECT * FROM `set` [ RunTime:0.000640s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001812s ]
  8. SELECT * FROM `article` WHERE `id` = 471493 LIMIT 1 [ RunTime:0.001173s ]
  9. UPDATE `article` SET `lasttime` = 1772419867 WHERE `id` = 471493 [ RunTime:0.001813s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 65 LIMIT 1 [ RunTime:0.000716s ]
  11. SELECT * FROM `article` WHERE `id` < 471493 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.001775s ]
  12. SELECT * FROM `article` WHERE `id` > 471493 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.001337s ]
  13. SELECT * FROM `article` WHERE `id` < 471493 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.020488s ]
  14. SELECT * FROM `article` WHERE `id` < 471493 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.003197s ]
  15. SELECT * FROM `article` WHERE `id` < 471493 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.001933s ]
0.130284s